A+ Benefits Groups are experienced independent health insurance agents that work to help you find the best health insurance plan for you in the Lakewood Ranch, Florida area. They work with a wide selection of health insurance companies and understand the benefits of each type of plan, and how it can affect you and your family. With so many choices out there, it helps to have the experience of A+ Benefits Group. Proudly serving the residents of Lakewood Ranch and Manatee County.
Health insurance comes with many choices such as private plans, Obamacare plans, group plans, and Medicare plans just to name a few. A+ Benefits Group handles all your health insurance needs from babies to Medicare beneficiaries – and everyone in between!
Let’s discuss what most people find confusing – the different parts of Medicare.
Medicare Part A covers home health care, inpatient hospital care, skilled nursing facility care and hospice care. Medicare Part A covers home health care, inpatient hospital care, skilled nursing facility care and hospice care. With so many choices we can help you choose the best Medicare Part A plan that fits your needs.
Under Medicare Part A you can receive inpatient hospital care services in:
- Long-term care hospitals
- Acute care hospitals
- Inpatient rehabilitation facilities
- Critical illness hospitals
- Inpatient psychiatric facilities
- Inpatient care as part of a qualifying clinical research study
Medicare Part B provides coverage for services medically necessary to help diagnose and treat your medical condition. This can include screening exams, preventative services, durable medical equipment, outpatient care, and ambulance services. Contact us now for a free consultation and for us to discuss Medicare Part B in detail. We can also help you understand if the Income Related Monthly Adjustment Amount (IRMAA) will affect you.
Medicare Part C is known as Medicare Advantage. Medicare Advantage is offered by private insurance companies, contracted with the Center for Medicare and Medicaid Services. Medicare Part C plans offer the same benefits as Medicare Part A and Part B. Included services are inpatient hospital care, outpatient care, doctor’s visits, lab testing, preventative service, preventative screenings, home healthcare, skilled nursing, and ambulance services. Medicare Advantage plans may also include Part D (prescription drug coverage). Part C plans may also offer additional benefits such as dental, vision, and hearing benefits that are not covered under Original Medicare.
Medicare Part D is a prescription drug plan. These plans can help you with the costs associated with certain medications. Enrolling to this plan can help you reduce the cost of brand names and generic medication. A+ Benefits Group are certified Medicare experts that will go over your medications and assist you in determining the plan that would save you the most on your prescriptions.
Comprehensive Critical Illness Coverage Plans give you the peace of mind in the event of a critical illness such as a heart attack, stroke, cancer, kidney failure, liver disease, or paralysis. Such an event can leave you with mounting financial problems. Visit A+ Benefits Group at our convenient Lakewood Ranch, FL office for a free consultation.
We also offer Complete Accident Coverage Insurance Plans for those unexpected accidents. Sudden accidents can also put you in a financial loss especially if you have a long recovery time. Protect yourself and your family with a comprehensive Accident Insurance Plan. As an independent advisor we will always look out for your best interests and find you the best Accident Coverage Plan for the protection you need.
Secure Your Family with Life Insurance Coverage. Let us help you find the right plan for your family’s needs. By having the right life insurance plan in place, you can protect your family’s future. Call us for a quote today!
Dental Insurance is just as important as health insurance and is often overlooked as an important part of your overall health. A+ Benefits Group offers plans that help keep dental expenses down. Dental insurance plans can cover preventive care, maintenance, basic dental services, and major treatments.
With a Vision policy, A+ Benefits Group can provide you with coverage for eye exams, eyeglasses, contact lenses, and frames. Yearly ophthalmic exams can also provide indicators for your overall health. Annual vision exams can also help to diagnose conditions such as diabetes, stroke, or cancer.
Contact A+ Benefits Group for a Free Consultation in Manatee County, Florida or call us at 941-462-3388, and we can give you a quote over the phone.
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